Security Bank Savings Accounts

Regular Savings

• Minimum opening balance: $100.00


• Children under 6 - $25.00 minimum to open


• Interest paid quarterly


• Statements quarterly


• If balance falls below $300 at any time during quarter, a $5.00 service charge for quarter. (This fee is waived for children under the age of 15)

Savings Accounts Are Limited to Six Withdrawals Per Quarter. $1.00 Charge Per Excess Withdrawal.

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Christmas Club

• Deposit any amount any time.
  
• Maximum deposit of $500.00 per month.
• Maximum deposit of $6,000 per year.
• Checks issued first week of November
  
• Penalty for early withdrawal

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Elite

• Minimum opening balance: $1,000.00
  
• Interest rate is higher than Regular Savings
  
• Interest compounded monthly


• Interest paid monthly


• Monthly statements


• Account is limited to two withdrawals per month. $1.00 per excess withdrawal.


• If balance falls below $300 at any time during the quarter, a $5.00 service charge for the quarter will be collected. (This fee is waived for children under age 15)

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C. D.'s

• Short term and long term
  
• Regular and Step Up available
  
• Automatically renewable


• Penalty for early withdrawal

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  IRA's

  • Tax deferred income
    
  • Fixed and Variable available
    
  • Roth and Educational IRA's available
    
  • Substantial Federal penalty for early withdrawal
  
  
  

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General Services

Money Orders/Official Checks	$3.00 each for customes
Notary Fee	$0.00 Bank related
Safe Deposit Box	Assort. Sizes and fee
Savings Bonds	No Issue Charge
Traveler Cheques	1% of purchase
Dormant fee/checking	$10.00 per month if balance falls below $300.00
Dormant fee/savings	If no activity for 12 months, fee of $15.00 per year charged
Wire Transfers	$10.00
Research fee	$15.00 per hour
Reproduction Fee	$5.00 per item

Loans

Security Bank is an Equal Housing Lender. We offer Consumer, SBA, and Agricultural. We have a full service Mortgage Department and we offer Home Equity Loans.