Security Bank Checking Accounts

Free Checking

• Minimum opening balance: $100.00
  
• No maintenance fees
  
• Canceled Checks NOT returned


• No imaged statement

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Regular Checking

• Minimum opening balance: $100.00
  
• Unlimited check writing
  
• Maintenance Fees:
  

  Daily Balance	Maintenance Fee
  Over $750.00	None
  Below $750.00	$ 6.00 per month

Commercial Checking Same As Above

Churches and Civic Groups are Exempt From Service Charges

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Security Club Regular

• Minimum opening balance: $100.00
  
• $8.00 fee per month
  
• $10,000.00 AD&D Insurance
  
• Free Traveler/Cashier Check, Money Order
  
• Nationwide Discount Book
  
• Medical Emergency Data Card
  
• No fee Security Check Debit Card
  
• Free standard club checks

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Security Club Family

• Minimum opening balance: $100.00
  
• $11.00 per month
  
• $20,000.00 AD&D Insurance
  
• $2,500.00 AD&D for spouse and children
  
• Shoppers Advantage
  
• Plus all Benefits of Regular Club

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Senior Checking

• 55 or older
  
• Minimum opening balance: $100.00
  
• No maintenance fee
  
• Free standard personal checks


• Direct deposit required

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NOW Checking

• Minimum opening balance: $500.00
  
• Interest is tiered at $500.00, $1,000.00 and $2,500.00
  
• Interest is paid on available daily balance
  
• Same service charges as Regular Checking
  
• Security Club NOW accounts available

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Security Money Market

• Minimum opening balance: $2,500.00
  
• Interest is tiered at $2,500.00, $10,000.00,$50,000.00, and $100,000 and above
  
• Balance below $6,000.00: $12.50 monthly fee
  
• Six withdrawals or transfers per month: 3 written
  
• More than six transactions: $3.00 per transaction

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Security Advantage Checking

• Minimum opening balance: $5,00.00 or Direct Deposit
  
• Interest is tiered at $2,500.00, $10,000.00,$50,000.00, $100,000, and more than $250,000
  
• Balance below $1,000.00: $8.00 monthly fee
  
• Unlimited Check Writing
  
• Free Checks for 1 year, Free Visa Debit Card, Free Online Banking and Free Internet Bill Payment

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Security Check Card

• Alternative form of accessing checking account
  
• Not a Credit Card
  
• Monthly fee of $1.00 (Security Club member free)
  
• Serves as ATM card
  
• Accepted anywhere Visa is accepted

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Security Card

• ATM card
  
• 24 hour access to money
  
• PIN enhances security

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Other Checking Charges

Insufficient funds/paid or returned	$26.00 per check
Returned check	$5.00 per check
Stop payment	$26.00 per check
Overdraft for three consecutive days	$5.50/day