Welcome To
Security Bank Online

	Online Banking AND Bill Payment		Discount Brokerage

To review the star rating of Security Bank go to Bankrate.com and do the following:

Go to the box that reads Safe and Sound Ratings
Click on"Star Rating"
In the box"Lookup a bank, thrift or credit union in Safe and Sound" choose "Banks/Thrifts" and click next
Under "Search by one of the options below" choose "by Star Rating" - choose 5 Star and click next
In the box "select a state" choose Tennessee and click next
Click on the drop down box and choose Security Bank, Tennessee - click next
"memorandum" click next
Read the rating and report for Security Bank

New FDIC Deposit Insurance Coverage Limits
On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009.

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects against the loss of insured deposits if an FDIC-insured bank or savings association fails. FDIC deposit insurance is backed by the full faith and credit of the United States government. Since the FDIC was established, no depositor has ever lost a single penny of FDIC-insured funds.

FDIC insurance covers funds in deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit (CDs). FDIC insurance does not, however, cover other financial products and services that insured banks may offer, such as stocks, bonds, mutual fund shares, life insurance policies, annuities or municipal securities.

There is no need for depositors to apply for FDIC insurance or even to request it. Coverage is automatic.

To ensure funds are fully protected, depositors should understand their deposit insurance coverage limits. The FDIC provides separate insurance coverage for deposits held in different ownership categories such as single accounts, joint accounts, Individual Retirement Accounts (IRAs) and trust accounts.

Basic FDIC Deposit Insurance Coverage Limits*
Single Accounts (owned by one person) $250,000 per owner**
Joint Accounts (two or more persons) $250,000 per co-owner**
IRAs and certain other retirement accounts $250,000 per owner
Trust Accounts $250,000 per owner per beneficiary subject to specific limitations and requirements**

* These deposit insurance coverage limits refer to the total of all deposits that an accountholder (or accountholders) has at each FDIC-insured bank. The listing above shows only the most common ownership categories that apply to individual and family deposits, and assumes that all FDIC requirements are met. **

The legislation authorizing the increase in deposit insurance coverage limits makes the change effective October 3, 2008, through December 31, 2009.

If you have questions about FDIC coverage limits and requirements, please visit www.myFDICinsurance.gov , call toll-free 1-877-ASK-FDIC, or ask a representative at your bank.

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At Security Bank Online you can...


Visit our new "Dollars and $ense for Kids" website. Its educational and everyone will just fall in love with our animated mascot- "Dollar the Dragon". See for yourself!!

Please take a moment to sign our Guest Register then browse our website. It represents our commitment to progress and "staying connected" with the communities we serve. Also be sure to add our website to your favorites, because we'll be updating it often to make it more interactive and responsive to your needs.

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