Personal Savings Accounts

Regular Savings

  • Minimum opening balance: $100.00
  • Children under 6 - $25.00 minimum to open
  • Interest paid quarterly
  • Statements quarterly
  • If balance falls below $300 at any time during quarter, a $5.00 service charge for quarter. (This fee is waived for children under the age of 15)

Savings Accounts Are Limited to Six Withdrawals Per Quarter.
$1.00 Charge Per Excess Withdrawal.

Elite

  • Minimum opening balance: $1,000.00
  • Interest rate is higher than Regular Savings
  • Interest compounded monthly
  • Interest paid monthly
  • Monthly statements
  • Account is limited to two withdrawals per month. $1.00 per excess withdrawal.
  • If balance falls below $300 at any time during the quarter, a $5.00 service charge for the quarter will be collected. (This fee is waived for children under age 15)

Christmas Club

  • Maximum deposit of $500.00 per month
  • Maximum deposit of $6,000 per year
  • Checks issued first week of November
  • Penalty for early withdrawal
Dormant Fee: If no activity for 12 months, fee of $15.00 per year is charged.